
Julio Garcia
Vice President, Treasury Management Sales Officer
Former Little Brother (LA)
Holy Cross Lutheran board
About Julio
Julio E. Garcia is a Vice President and Treasury Management Sales Officer at Vantage Bank Texas, serving San Antonio, Hondo, and Refugio. With about 25 years in banking and over 20 years in treasury management, he helps commercial clients strengthen fraud controls, streamline cash management, and gain clearer visibility into daily liquidity. Based in our San Antonio Corporate office, Julio partners with owners, CFOs, and controllers to tailor practical treasury solutions that fit each organization’s workflows and growth plans. In 2023, he helped a property management client implement Positive Pay across 10 accounts to enhance fraud protection and simplify reconciliation. Service to community shapes how Julio shows up for clients. A former Little Brother in Los Angeles, he credits the Big Brothers program for life skills that guide how he listens, communicates, and supports people through complex decisions. He also serves on the board of Holy Cross Lutheran Church in Arlington, Texas.
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